Investment Objectives

When you open an account with us, we ask you to identify your investment objective, choosing one of the options below (ranked generally from more conservative to more aggressive). We also collect basic information on your financial situation, including your investment time horizon, liquidity needs, other invest­ments, and investment experience. We manage your account based on your stated investment objective and the financial circumstances you disclose to us.

If you do not identify an investment objective, it will show up on your statement as “Other.” You can change your investment objective at any time by telling your Financial Consultant in writing.
 

YOUR RISK TOLERANCE

YOUR OBJECTIVE

HOW WE WILL HANDLE YOUR INVESTMENTS
BASED ON YOUR OBJECTIVE

Conservative

Preservation of Principal

Avoid risk to principal; protecting your original invest­ment against loss is more important than its growth

Moderately conservative

Income

Generate income from investments with a low degree of risk of loss of principal value

Tax-Favored Income

Create tax-favored income and maintain stable principal value

Moderate

Growth and Income

Balance long-term growth and income

Income with Occa­sional Speculation

Generate income; generally keep principal safe, but occasionally invest in more-volatile securities to pursue potential growth

Moderately aggressive

Aggressive Income

Generate high income by investing in securities that involve risk of principal fluctuation and loss

Growth with Occa­sional Speculation

Increase principal quickly or dramatically in exchange for greater risk

Long-Term Growth

Grow asset value, with less emphasis on current income

Aggressive

Short-Term Trading

Buy and sell securities frequently to try to capitalize on gains or minimize losses (or both) quickly

Speculation

Increase principal value significantly by investing in securities with a demonstrated high degree of risk

Unknown

Other

We have no responsibilities, fiduciary or otherwise, for this account